[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kocicarny.cz\/penez-nemusi-byt-malo\/#Article","mainEntityOfPage":"https:\/\/www.kocicarny.cz\/penez-nemusi-byt-malo\/","headline":"Pen\u011bz nemus\u00ed b\u00fdt m\u00e1lo","name":"Pen\u011bz nemus\u00ed b\u00fdt m\u00e1lo","description":"N\u011bkdy si my lid\u00e9 st\u011b\u017eujeme na sv\u00e9 finan\u010dn\u00ed pom\u011bry, a v \u010cech\u00e1ch je to dokonce u\u017e jak\u00e1si tradice. Ov\u0161em zat\u00edmco si n\u011bkdy st\u011b\u017eujeme v\u00edcem\u00e9n\u011b...","datePublished":"2022-01-08","dateModified":"2022-01-08","author":{"@type":"Person","@id":"https:\/\/www.kocicarny.cz\/author\/#Person","name":"","url":"https:\/\/www.kocicarny.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kocicarny.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kocicarny.cz\/wp-content\/uploads\/srovnan%C3%A9%20euromince.png","url":"https:\/\/www.kocicarny.cz\/wp-content\/uploads\/srovnan%C3%A9%20euromince.png","height":0,"width":0},"url":"https:\/\/www.kocicarny.cz\/penez-nemusi-byt-malo\/","about":["Pen\u00edze"],"wordCount":412,"articleBody":"   N\u011bkdy si my lid\u00e9 st\u011b\u017eujeme na sv\u00e9 finan\u010dn\u00ed pom\u011bry, a v \u010cech\u00e1ch je to dokonce u\u017e jak\u00e1si tradice. Ov\u0161em zat\u00edmco si n\u011bkdy st\u011b\u017eujeme v\u00edcem\u00e9n\u011b neopodstatn\u011bn\u011b, jindy to m\u00e1 d\u016fvod. A v\u0161ichni v\u00edme, jak\u00fd je ten d\u016fvod. P\u0159ece ten, \u017ee nem\u00e1me nejednou tolik pen\u011bz, abychom jimi zvl\u00e1dli financovat v\u0161echno, co pot\u0159ebujeme. Nikdo z n\u00e1s nem\u00e1 zaru\u010den\u00e9 takov\u00e9 p\u0159\u00edjmy, je\u017e by mu ur\u010dit\u011b na v\u0161echno sta\u010dily, a tak jsou tu jak ti, kdo si st\u011b\u017eovat nemohou, tak i ti, kdo maj\u00ed skute\u010dn\u011b hluboko do kapsy. A n\u011bkdy dokonce nemaj\u00ed t\u0159eba skoro nic.A jak maj\u00ed \u017e\u00edt ti, kdo nemaj\u00ed na svou existenci prost\u0159edky, kdo si nemohou koupit nebo financovat v\u0161echno, co by pot\u0159ebovali, a to t\u0159eba ani to \u00fapln\u011b nejz\u00e1kladn\u011bj\u0161\u00ed? Ti si pochopiteln\u011b mus\u00ed n\u011bjak\u00e9 ty pen\u00edze aspo\u0148 p\u016fj\u010dovat, aby bylo jist\u00e9, \u017ee t\u0159eba neum\u0159ou hlady. Co\u017e by nemuselo b\u00fdt jenom za\u017eit\u00fdm slovn\u00edm obratem, co\u017e by mohlo b\u00fdt klidn\u011b i skute\u010dnost\u00ed.Ale je tu jist\u00fd probl\u00e9m. A to ten, \u017ee banky obvykle nep\u016fj\u010duj\u00ed jen tak n\u011bkomu. V bank\u00e1ch stoj\u00ed jenom o bonitn\u00ed \u017eadatele, kte\u0159\u00ed dok\u00e1\u017eou dolo\u017eit schopnost p\u016fj\u010den\u00e9 prost\u0159edky vr\u00e1tit, a k t\u011bm rozhodn\u011b ti, kdo jsou na tom nejh\u016f\u0159, nepat\u0159\u00ed.A kam se pak maj\u00ed obr\u00e1tit ti, kter\u00e9 v bance nemilosrdn\u011b odm\u00edtnou? Kde maj\u00ed zkusit \u0161t\u011bst\u00ed ti, kte\u0159\u00ed maj\u00ed t\u0159eba mal\u00e9 p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo jin\u00e9 nep\u0159\u00edjemn\u00e9 t\u011b\u017ekosti? Na\u0161t\u011bst\u00ed i pro ty tu \u0159e\u0161en\u00ed je. Jmenuje se nebankovn\u00ed hypot\u00e9ka Hypot\u00e9ka bez registru a m\u00e1 hlavn\u00ed p\u0159ednost pr\u00e1v\u011b v tom, \u017ee se t\u00edmto zp\u016fsobem dostanou k pen\u011bz\u016fm i ti, jim\u017e by nikde jinde nebylo p\u0159\u00e1no.U takov\u00e9 nebankovn\u00ed hypot\u00e9ky sta\u010d\u00ed, \u017ee se za ni \u017eadatel zaru\u010d\u00ed z\u00e1stavou nemovitosti a \u017ee ji bude m\u00edt z \u010deho spl\u00e1cet. A jak budete ur\u010dit\u011b souhlasit, je to rozumn\u00e1 nab\u00eddka. Proto\u017ee by bylo ne\u0161\u0165astn\u00e9, kdyby m\u011bl n\u011bkdo hodnotn\u00fd nemovit\u00fd majetek a sou\u010dasn\u011b musel str\u00e1dat. Kdy\u017e sta\u010d\u00ed z\u00e1stava a m\u016f\u017ee b\u00fdt r\u00e1zem v\u0161echno jinak.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u011bz nemus\u00ed b\u00fdt m\u00e1lo","item":"https:\/\/www.kocicarny.cz\/penez-nemusi-byt-malo\/#breadcrumbitem"}]}]